• Regarding the terms of settlement currency

    17-08-18  1489
    How to use

    Currently we iPasspay are available to clear any currency to any bank all over the world,but we strongly suggest our merchants take the following currencies as the first options if possible: ......

  • Ready-go program for tech support service providers

    17-07-09  1692
    How to use

    More and more tech support merchants sense that they've dedicated too much time,energe and money to their own websites themselves,but really it makes no sense.We iPasspay insists that we should do one thing and do it extrordinary well.It's better for them to pay more and more attention to their own  ......

  • Pre-dispute and Pre-dispute fee

    17-05-24  1511
    Glossary

    With our cutting-edge technical in payment industry and strong power from our cooperative partner,We're able to foresee those transactions which could be charged back in future.  ......

  • Pan Card Details

    17-04-26  1263
    Payment related

    Pan Card stands for Permanent Account Number Card used in India. Pan Card is required for any kind of financial transaction in India. Pan Card includes Photo and 10 digit unique alphanumeric numbers for every individual. This Pan Card is issued by Govt. of India (through Tax Department or Ministry  ......

  • 9 things you need to know about prepaid cards

    17-04-22  1399
    Payment related

    Thinking about picking up a reloadable prepaid card? Join the club. In 2015, more than half of all Americans purchased a prepaid card for personal use, compared to 19 percent in 2008, according to Synergistics Research Corp., which studies the prepaid market. ......

  • AVS (Address Verification System) Results

    17-04-20  1211
    Payment related

    Address verification is performed by comparing portions of the billing address from the request message with address data on file at the issuing bank. Results are returned for the street address and for the postal code. ......

  • BIN

    17-04-08  1005
    Payment related

    BIN (bank identification number) is the first six numbers of a payment card. These standardized numbers provide useful information about the card that can help make your payments flow smarter. ......

  • AVL BAL*(Available Balance)

    17-04-06  3472
    Glossary

    AVL BAL*(Available Balance): Generally speaking, AVL BAL* is always less than or equal to the total balance because of holding period terms. Of course,not only holding period terms,but also it is affected by refund,chargeback orders and withdrawal. To make it simple,let's give an example. ......

  • Risk control reserve

    17-04-05  1752
    Glossary

    Risk control reserve ......

  • What are some common causes of 'Do Not Honor' payment ga...

    17-04-04  1063
    Payment related

    What are some common causes of 'Do Not Honor' payment gateway response codes? ......

  • Login password and Payment password

    17-03-19  1226
    Glossary

    When we set merchant account for our merchants,login password and payment password will be sent with the notification email as well. ......

  • API_KEY

    17-03-19  1023
    How to use

    API_KEY is one the most important parameters in API integration,it is used in all endpoint to create sha256 hash string.You will find it in the "My account" page. ......

  • Visa Chargeback Reason Code 72: No Authorization

    17-03-02  930
    Payment related

    Definition: The issuing bank received a transaction for which authorization was not obtained. The most common cause is not obtaining an authorization for a transaction or, for card present, obtaining it after the transaction date. For Automated Fuel Dispenser (AFD) transactions, the issuing bank  ......

  • Indian Financial System Code(IFSC CODE)

    17-03-02  889
    Payment related

    The Indian Financial System Code (IFS Code or IFSC) is an alphanumeric code that facilitates electronic funds transfer in India. A code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: the Real Time Gross Settlement (RTGS) and the National E ......

  • A Detailed Description of MasterCard and Visa Chargeb...

    17-02-13  872
    Payment related

    Each chargeback is accompanied by a reason code. These numeric codes differ by card network, but all theoretically serve the same purpose: to describe the motivation behind the transaction dispute. ......