• How to add and delete an APP in merchant account

    21-01-26  868
    How to use

    How to add and delete an APP in merchant account  ......

  • Pre-dispute and Pre-dispute fee

    17-05-24  3083
    Glossary

    With our cutting-edge technical in payment industry and strong power from our cooperative partner,We're able to foresee those transactions which could be charged back in future.  ......

  • Pan Card Details

    17-04-26  2855
    Payment related

    Pan Card stands for Permanent Account Number Card used in India. Pan Card is required for any kind of financial transaction in India. Pan Card includes Photo and 10 digit unique alphanumeric numbers for every individual. This Pan Card is issued by Govt. of India (through Tax Department or Ministry  ......

  • 9 things you need to know about prepaid cards

    17-04-22  2986
    Payment related

    Thinking about picking up a reloadable prepaid card? Join the club. In 2015, more than half of all Americans purchased a prepaid card for personal use, compared to 19 percent in 2008, according to Synergistics Research Corp., which studies the prepaid market. ......

  • AVS (Address Verification System) Results

    17-04-20  2856
    Payment related

    Address verification is performed by comparing portions of the billing address from the request message with address data on file at the issuing bank. Results are returned for the street address and for the postal code. ......

  • BIN

    17-04-08  2319
    Payment related

    BIN (bank identification number) is the first six numbers of a payment card. These standardized numbers provide useful information about the card that can help make your payments flow smarter. ......

  • AVL BAL*(Available Balance)

    17-04-06  9353
    Glossary

    AVL BAL*(Available Balance): Generally speaking, AVL BAL* is always less than or equal to the total balance because of holding period terms. Of course,not only holding period terms,but also it is affected by refund,chargeback orders and withdrawal. To make it simple,let's give an example. ......

  • Risk control reserve

    17-04-05  3330
    Glossary

    Risk control reserve ......

  • What are some common causes of 'Do Not Honor' payment ga...

    17-04-04  2402
    Payment related

    What are some common causes of 'Do Not Honor' payment gateway response codes? ......

  • Login password and Payment password

    17-03-19  2479
    Glossary

    When we set merchant account for our merchants,login password and payment password will be sent with the notification email as well. ......

  • API_KEY

    17-03-19  2237
    How to use

    API_KEY is one the most important parameters in API integration,it is used in all endpoint to create sha256 hash string.You will find it in the "My account" page. ......

  • Visa Chargeback Reason Code 72: No Authorization

    17-03-02  2164
    Payment related

    Definition: The issuing bank received a transaction for which authorization was not obtained. The most common cause is not obtaining an authorization for a transaction or, for card present, obtaining it after the transaction date. For Automated Fuel Dispenser (AFD) transactions, the issuing bank  ......

  • Indian Financial System Code(IFSC CODE)

    17-03-02  2068
    Payment related

    The Indian Financial System Code (IFS Code or IFSC) is an alphanumeric code that facilitates electronic funds transfer in India. A code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: the Real Time Gross Settlement (RTGS) and the National E ......

  • A Detailed Description of MasterCard and Visa Chargeb...

    17-02-13  2107
    Payment related

    Each chargeback is accompanied by a reason code. These numeric codes differ by card network, but all theoretically serve the same purpose: to describe the motivation behind the transaction dispute. ......

  • Chargeback Reason Codes Associated with Friendly Fraud

    17-02-13  1910
    Payment related

    Chargeback fraud is commonly referred to as friendly fraud because the assault comes from a traditionally non-hostile enemy–the merchant’s own customers. A customer contacts the bank to inaccurately report a genuine charge as fraud. Most merchants view this as a form of shoplifting. While there a ......