• 9 things you need to know about prepaid cards

    17-04-22  2547
    Payment related

    Thinking about picking up a reloadable prepaid card? Join the club. In 2015, more than half of all Americans purchased a prepaid card for personal use, compared to 19 percent in 2008, according to Synergistics Research Corp., which studies the prepaid market. ......

  • AVS (Address Verification System) Results

    17-04-20  2306
    Payment related

    Address verification is performed by comparing portions of the billing address from the request message with address data on file at the issuing bank. Results are returned for the street address and for the postal code. ......

  • BIN

    17-04-08  1992
    Payment related

    BIN (bank identification number) is the first six numbers of a payment card. These standardized numbers provide useful information about the card that can help make your payments flow smarter. ......

  • AVL BAL*(Available Balance)

    17-04-06  7863
    Glossary

    AVL BAL*(Available Balance): Generally speaking, AVL BAL* is always less than or equal to the total balance because of holding period terms. Of course,not only holding period terms,but also it is affected by refund,chargeback orders and withdrawal. To make it simple,let's give an example. ......

  • Risk control reserve

    17-04-05  2871
    Glossary

    Risk control reserve ......

  • What are some common causes of 'Do Not Honor' payment ga...

    17-04-04  2052
    Payment related

    What are some common causes of 'Do Not Honor' payment gateway response codes? ......

  • Login password and Payment password

    17-03-19  2154
    Glossary

    When we set merchant account for our merchants,login password and payment password will be sent with the notification email as well. ......

  • API_KEY

    17-03-19  1905
    How to use

    API_KEY is one the most important parameters in API integration,it is used in all endpoint to create sha256 hash string.You will find it in the "My account" page. ......

  • Visa Chargeback Reason Code 72: No Authorization

    17-03-02  1846
    Payment related

    Definition: The issuing bank received a transaction for which authorization was not obtained. The most common cause is not obtaining an authorization for a transaction or, for card present, obtaining it after the transaction date. For Automated Fuel Dispenser (AFD) transactions, the issuing bank  ......

  • Indian Financial System Code(IFSC CODE)

    17-03-02  1749
    Payment related

    The Indian Financial System Code (IFS Code or IFSC) is an alphanumeric code that facilitates electronic funds transfer in India. A code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: the Real Time Gross Settlement (RTGS) and the National E ......

  • A Detailed Description of MasterCard and Visa Chargeb...

    17-02-13  1804
    Payment related

    Each chargeback is accompanied by a reason code. These numeric codes differ by card network, but all theoretically serve the same purpose: to describe the motivation behind the transaction dispute. ......

  • Chargeback Reason Codes Associated with Friendly Fraud

    17-02-13  1590
    Payment related

    Chargeback fraud is commonly referred to as friendly fraud because the assault comes from a traditionally non-hostile enemy–the merchant’s own customers. A customer contacts the bank to inaccurately report a genuine charge as fraud. Most merchants view this as a form of shoplifting. While there a ......

  • Chargeback Reason Codes Associated with Merchant Error

    17-02-13  1588
    Payment related

    Most merchants assume they are innocent when it comes to chargebacks. In reality, a merchant’s faulty involvement in the transaction process can lead to a significant amount of chargebacks. In fact, there are more reason codes associated with merchant error than any other cause. ......

  • Chargeback Reason Codes Associated with Criminal Fraud

    17-02-13  1379
    Payment related

    Determined fraudsters are everywhere. Because fraud can cause significant profit losses, it is important to recognize potential fraud and take the necessary steps to prevent it from happening. There are several reason codes that can result from fraudulent or unauthorized activity. ......

  • 10 BEST VIRTUAL CREDIT CARD ( VCC ) ...

    17-02-12  3786
    Payment related

    Are you looking for a list of Virtual Credit Card ( VCC ) Providers ? I’ve listed here 10 popular VCC providers that can help you to transact your money securely. You can find many VCC providers on the internet but all of those are not trusted, but these VCC providers are very popular and used by th ......