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  • Payment related

    17-04-26
    Pan Card Details

    Pan Card stands for Permanent Account Number Card used in India. Pan Card is required for any kind of financial transaction in India. Pan Card includes Photo and 10 digit unique alphanumeric numbers for every individual. This Pan Card is issued by Govt. of India (through Tax Department or Ministry  ......

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  • Payment related

    17-04-22
    9 things you need to know about prepaid cards

    Thinking about picking up a reloadable prepaid card? Join the club. In 2015, more than half of all Americans purchased a prepaid card for personal use, compared to 19 percent in 2008, according to Synergistics Research Corp., which studies the prepaid market. ......

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  • Payment related

    17-04-20
    AVS (Address Verification System) Results

    Address verification is performed by comparing portions of the billing address from the request message with address data on file at the issuing bank. Results are returned for the street address and for the postal code. ......

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  • Payment related

    17-04-08
    BIN

    BIN (bank identification number) is the first six numbers of a payment card. These standardized numbers provide useful information about the card that can help make your payments flow smarter. ......

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  • Payment related

    17-04-08
    Settlement ROE(Rate of Exchange)

    Our settlement ROE(Rate of exhcange) refers to the BOC Cash Selling Rate.Please check the details Here.However the actual ROE we're taking will be increased by 1.5% to 2.5% ......

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  • Payment related

    17-04-04
    What are some common causes of 'Do Not Honor' payment ga...

    What are some common causes of 'Do Not Honor' payment gateway response codes? ......

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  • Payment related

    17-03-02
    Visa Chargeback Reason Code 72: No Authorization

    Definition: The issuing bank received a transaction for which authorization was not obtained. The most common cause is not obtaining an authorization for a transaction or, for card present, obtaining it after the transaction date. For Automated Fuel Dispenser (AFD) transactions, the issuing bank  ......

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  • Payment related

    17-03-02
    Indian Financial System Code(IFSC CODE)

    The Indian Financial System Code (IFS Code or IFSC) is an alphanumeric code that facilitates electronic funds transfer in India. A code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: the Real Time Gross Settlement (RTGS) and the National E ......

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  • Payment related

    17-02-13
    A Detailed Description of MasterCard and Visa Chargeb...

    Each chargeback is accompanied by a reason code. These numeric codes differ by card network, but all theoretically serve the same purpose: to describe the motivation behind the transaction dispute. ......

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  • Payment related

    17-02-13
    Chargeback Reason Codes Associated with Friendly Fraud

    Chargeback fraud is commonly referred to as friendly fraud because the assault comes from a traditionally non-hostile enemy–the merchant’s own customers. A customer contacts the bank to inaccurately report a genuine charge as fraud. Most merchants view this as a form of shoplifting. While there a ......

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  • Payment related

    17-02-13
    Chargeback Reason Codes Associated with Merchant Error

    Most merchants assume they are innocent when it comes to chargebacks. In reality, a merchant’s faulty involvement in the transaction process can lead to a significant amount of chargebacks. In fact, there are more reason codes associated with merchant error than any other cause. ......

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  • Payment related

    17-02-13
    Chargeback Reason Codes Associated with Criminal Fraud

    Determined fraudsters are everywhere. Because fraud can cause significant profit losses, it is important to recognize potential fraud and take the necessary steps to prevent it from happening. There are several reason codes that can result from fraudulent or unauthorized activity. ......

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  • Payment related

    17-02-12
    10 BEST VIRTUAL CREDIT CARD ( VCC ) ...

    Are you looking for a list of Virtual Credit Card ( VCC ) Providers ? I’ve listed here 10 popular VCC providers that can help you to transact your money securely. You can find many VCC providers on the internet but all of those are not trusted, but these VCC providers are very popular and used by th ......

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  • Payment related

    17-01-25
    Why Are Chargebacks So Awful?

    Chargebacks suck in more ways than one. If you choose to do nothing after a chargeback has been issued, the credit card provider will demand money to be paid back to the customers, and you’ll have to pay it—that’s a refund but worse because you’ll lose the product and have to pay the chargeback f ......

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  • Payment related

    17-01-25
    How to Use Refunds to Prevent Chargebacks

    It’s wise to offer a refund instead of letting a situation escalate to a chargeback. Since chargebacks can take months to materialize, it’s best to have a system in place so it won’t sneak up on you. ......

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